Debt Relief — Free Consultation

Free Debt Relief Consultation

If you have $10,000 or more in unsecured debt (credit cards, medical bills, personal loans), debt relief may be able to reduce what you owe by 40-60%. A free consultation can help you understand your options.

Debt Relief Options

• Debt settlement — Negotiate with creditors to accept less than full balance. Can reduce debt by 40-60%
• Debt consolidation — Combine multiple debts into one loan with a lower rate
• Debt management plan — Work with a credit counselor to create a 3-5 year repayment plan
• Bankruptcy — Last resort. Chapter 7 or Chapter 13, depending on your situation

What to Expect

A free consultation will review your debts, income, and expenses to recommend the best path forward. You'll learn:

• How much you could save through settlement vs. consolidation
• How long each option takes
• Impact on your credit score
• Monthly payment options
• Tax implications of debt forgiveness